How much can I borrow from turnover?the range, and what drives it.

The honest answer is a range, not a calculator widget with a fake sense of precision. TurnoverLoans.com will consider unsecured business loans from $50,000 to $3 million. Monthly turnover is the figure that moves you around inside that range.

The qualification check is where the indicative maximum appears. It is not an offer, and it is not a rate. See if you qualify →.

What “led by turnover” means

We ask for approximate monthly turnover early, because that is the cleanest picture of how the business is moving. A business turning over more can usually support a larger facility than one turning over less, all else equal. All else is never equal — existing unsecured debt, trading history and purpose still matter — which is why how to qualify is a sequence, not a single number.

We cap at $3 million. We do not publish a marketing multiple on this page, because an indicative figure in the check is more useful than a slogan, and because that figure can change with assessment.

The floor as well as the ceiling

The product starts at $50,000. Very new businesses — trading under three months — are not eligible in the check. If you are under that floor, the form will say so rather than inventing a number.

Purpose does not invent a different limit

Whether the funds are for equipment, working capital, stock or a fitout, the published range is the same. Purpose tells us what the money is doing. Turnover tells us how much might be supportable. Both go into assessment. Neither is a promise.